Well, today was a surprising day. Good in all the needed worldly ways!
While emotionally we are rebuilding, we could meet with our financial guy now that pay is finally starting to come in (yay paycheck in mail!) And....we are surprisingly good.
Our guy (very qualified) was actually impressed (as one can be in a foreclosure situation). The house seemed to be the "problem" with its age, needed repairs, utilities mounting up, rising taxes and falling value, and Hubby's emergency surgery last month. BUT, as long as we live small for a while, maybe me babysit or tutor some, and increasing our music gigs, we should be fine paying our bills and living and saving. We have no car payments, no school loans, and Hubby's credit card debt is small compared to other similar situations (and accumalated trying to save house only). Our guy was actually surprised for us all and figured Hubby's credit cards would be paid off in 2-3 years. I was shocked. I expected I needed to teach full time again with the kids in daycare and school like "yesterday" and Hubby was scared he had ruined us. Dear Lord, economics is a weird thing. Oh, but God IS good!
I think we will stay put in our condo for a year - more on this after we meet more in Dec with our guy to be sure and discuss pros and cons and a plan for the future - but its rent is what is saving us and will get us ahead, and we prefer our family structure over a fast track to a large space both of us have to support with daycare costs. I do want a yard again.....just for the kids. But we will pray about that. Oh yeah...one more bedroom for the baby too - ha! But presently, it works well enough. Bring on the savings!
I will note - I will work full time if needed and daycare can be covered. For now, there is no rush (which surprises me) to do that route.
Also, for all my anger at Hubby for hiding this and the failure of it all - it was stated tonight while his methods were not good - he managed to keep the debt down shouldering/hiding this from everyone, and really helped us be in this position after the fallout. So, I guess I need to cough up some understanding and grant some mercy....as mercy has been given to me and my kids, and Hubby too.
I also need to admit what I have done too. This is a two way street.
Sleep will help...so off I go. Thank you for the prayers, support, food, and love!
Thank GOD that Hubby has a job! Amen!!
While emotionally we are rebuilding, we could meet with our financial guy now that pay is finally starting to come in (yay paycheck in mail!) And....we are surprisingly good.
Our guy (very qualified) was actually impressed (as one can be in a foreclosure situation). The house seemed to be the "problem" with its age, needed repairs, utilities mounting up, rising taxes and falling value, and Hubby's emergency surgery last month. BUT, as long as we live small for a while, maybe me babysit or tutor some, and increasing our music gigs, we should be fine paying our bills and living and saving. We have no car payments, no school loans, and Hubby's credit card debt is small compared to other similar situations (and accumalated trying to save house only). Our guy was actually surprised for us all and figured Hubby's credit cards would be paid off in 2-3 years. I was shocked. I expected I needed to teach full time again with the kids in daycare and school like "yesterday" and Hubby was scared he had ruined us. Dear Lord, economics is a weird thing. Oh, but God IS good!
I think we will stay put in our condo for a year - more on this after we meet more in Dec with our guy to be sure and discuss pros and cons and a plan for the future - but its rent is what is saving us and will get us ahead, and we prefer our family structure over a fast track to a large space both of us have to support with daycare costs. I do want a yard again.....just for the kids. But we will pray about that. Oh yeah...one more bedroom for the baby too - ha! But presently, it works well enough. Bring on the savings!
I will note - I will work full time if needed and daycare can be covered. For now, there is no rush (which surprises me) to do that route.
Also, for all my anger at Hubby for hiding this and the failure of it all - it was stated tonight while his methods were not good - he managed to keep the debt down shouldering/hiding this from everyone, and really helped us be in this position after the fallout. So, I guess I need to cough up some understanding and grant some mercy....as mercy has been given to me and my kids, and Hubby too.
I also need to admit what I have done too. This is a two way street.
Sleep will help...so off I go. Thank you for the prayers, support, food, and love!
Thank GOD that Hubby has a job! Amen!!
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I'm so glad you got some good news. The thing about lies of omission is that at first you're doing it to protect someone and because you think you can fix the situation without having to bring hurt and worry to the person you love . . . but then things start piling up, and you realize you CAN'T fix it, but at that point you've already been lying - so not only would you have to confront the person you've been trying to protect with this bad news, it will also come out that you've been lying. It's a really emotionally trying situation to BE in, even on top of the hurt you know you're going to cause the other person. I can see both sides of the issue. And I am rooting for you all as a FAMILY UNIT, which is what you are. You are two beautiful people who unfortunately because you're human, make mistakes. Trust is hard to come back to, but I pray you find your way, dearest.
ReplyDeleteFrom Joy -
ReplyDeleteGlad the situation is not as bad as originally thought and that you and DH are finding your way part towards trust and security. God is indeed Good!